Finance agreements use specific terminology that can be confusing. Here's what the key terms actually mean.
APR (Annual Percentage Rate)
APR is the annual cost of borrowing expressed as a percentage. It includes interest and any fees. A 0% APR means you pay exactly what the boiler costs — no interest, no extra charges.
Representative APR
Lenders are required to show the "representative APR" which is the rate offered to at least 51% of successful applicants. Some applicants may receive a different rate based on their credit profile.
Our 0% finance
We offer genuine 0% APR finance — not a promotional rate that reverts to a higher rate after an introductory period. You pay back exactly what the boiler costs, spread over your chosen term (12, 18, 24, or 36 months).
Example calculation
£1,299 boiler on 0% finance over 36 months = £36.08/month. Total repaid: £1,299.00. Interest paid: £0.00.
Credit check
Finance is subject to a credit check. Most applicants with steady income and reasonable credit history are accepted. The credit check has a small temporary impact on your credit score. If your application is declined, you can always pay by card or bank transfer instead.
Apply for finance
Get your boiler price with our instant calculator, then choose your payment method — including our 0% finance option.