The Finance Revolution in Home Heating
More than half of all new boiler installations in the UK are now purchased on finance. This isn't just about affordability — with 0% APR options, there's a strong financial case for spreading the cost even if you could pay upfront.
The Math Behind 0% Finance
With 0% APR, you pay exactly the same amount whether you pay upfront or over 36 months. The difference is cash flow. Many homeowners prefer to keep their savings intact and make small monthly payments instead.
When Finance Is the Right Choice
Finance makes sense when the monthly repayment is lower than your current monthly overspend on energy bills from an inefficient old boiler. A new A-rated boiler can save £200–£350 per year — often more than the monthly finance payment.
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