How to Apply for 0% Finance on a New Boiler

0% APR finance is often the smartest financial decision for a boiler purchase — even if you have savings. Here's how our finance process works from start to finish.

Step 1: Get your boiler price

Use our instant online calculator to get a fixed all-in price for your new boiler in under 2 minutes. The price you see is the price you pay — no hidden extras.

Step 2: Choose finance at checkout

Select your preferred payment method — including 0% finance. Choose your term: 12, 18, 24, or 36 months. Longer terms mean lower monthly payments.

Step 3: Complete the online credit application

The application takes 3–5 minutes online. You'll need:

• Your name, address, and date of birth
• Employment status and annual income
• Bank account details for direct debit

Step 4: Instant decision

Most applications receive an instant decision. If approved, you'll receive a digital credit agreement to sign online. Once signed, the installation is booked and confirmed.

Step 5: Monthly direct debit

Payments are collected by direct debit from your bank account on the agreed date each month. No interest, no fees — you pay back exactly what the boiler costs.

Is 0% finance better than paying cash?

Yes, if your savings earn any interest. By keeping your savings invested at 4–5% and paying monthly instead, you come out financially ahead. A £1,299 boiler over 36 months at 0% costs £36.08/month — your savings continue growing throughout.

What if my application is declined?

You can pay by card or bank transfer instead. Finance is subject to a credit check — most applicants with steady income are accepted, but approval isn't guaranteed. Learn more about our finance options.